When you are looking for bike insurance it can be difficult to choose who to go with. You can spend hours, days and weeks looking at what all of the different companies offer, but still be left confused.

The first thing to remember is to resist the temptation of contacting the insurance company that deals with your car insurance. The likelihood is that they will offer you a price which they say is discounted because of your existing insurance, but the reality is that it will still be a price that exceeds what a specialist bike insurance company would be able to offer you. The reason for this is that the normal insurance company are used to dealing with cars, and they don’t have any great desire to corner the bikes market.

Photo By Myles Noton

Your best bet is to make a note of all the details about your bike, including the age, make, model, the amount of miles it has done, and its value. You will also need some details about your previous experience and accident history, Once you have all of this information you should go online and find a specialist that is used to dealing with bike insurance. A great company to try is Carole Nash who have a history of offering great policies at great prices.

If you are anything like me you will like the idea of being able to won both a car and a bike, or, who knows, maybe more than one of both. If you love your cars and bikes then it is almost impossible not to own a few of these wonderful things if you have the means to do so.

Photo by Myles Noton

I started off with one car but as soon as I was earning decent money in my career, I bought a second car for the weekends. This sufficed for a few years, but a few years ago I decided to take my bike test so that I could get out on the road on two wheels too. It was a great decision and I now own three cars and two bikes. I have something for pretty much any occasion, and I have a lot of fun on or in all of them!

One difficulty of multiple ownership when it comes to vehicles is insurance. Some people like to shift their insurance from one vehicle to the other when they are using them, but for me this is just too fiddly and time consuming. I originally thought that the best thing to do would be to have an one insurance policy that covered me on everything at any time. I presumed that this would be the cheapest way to do it, but I have since discovered otherwise, certainly as far as my insurance is concerned. I came across a specialist bike insurance company called Carole Nash and they were much cheaper for me. For anyone with two or more vehicles I would highly recommend you have separate insurance for all your vehicles.